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Compare auto insurance quotes the smart way

Car insurance is the bill most of us never review. Rates change every year, and staying loyal rarely earns a discount. This page walks you through a fair comparison in about ten minutes.

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You will be taken to a partner comparison site. Quotes come only from licensed insurers.

How to compare fairly

1

Match the cover

Same liability limits, same deductible, same extras on every quote. Otherwise you are comparing different products.

2

Ask for the discounts

Bundling, low mileage, safe driver, defensive-driving course, paying annually, good student. Most are not applied unless you ask.

3

Switch without a gap

Start the new policy the day before the old one ends. Cancel the old one in writing and keep the confirmation.

When it is worth re-shopping

📅

Your renewal is within 30 days

Insurers price most sharply for people who shop before renewal.

🚗

Something changed

A paid-off car, fewer miles, a move, a better credit score or a ticket dropping off.

💸

Your premium rose without a claim

A rise with no accident or ticket is the clearest sign to compare.

🏠

You have home or renters cover elsewhere

Bundling with one insurer is often the single biggest discount.

Questions

Does comparing quotes affect my credit score?

Insurance quotes use a soft inquiry, which does not affect your credit score.

Will I save money?

Many people do, but it depends on your state, vehicle, driving history and the cover you choose. Some find their current insurer is already competitive, which is also useful to know.

Is this page an insurance company?

No. Trust Me, Emily is an independent newsletter. The comparison links go to partner sites that show quotes from licensed insurers, and Emily may earn a commission on requests.

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Takes about two minutes. No obligation.
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Trust Me, Emily is not an insurance agent, broker or advisor. This page is general information, not financial advice. Quotes, coverage and prices are provided solely by licensed insurers and comparison partners and depend on your details.